Scholarships

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What is Financial Aid?

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CHICOPEE – Parents, principals and students will all be invited to attend an all-school anti-bullying and suicide prevention program in mid-April. The multi-day event will include a community night starting at 6:30 p.m. on April 12 at Edward J. Bellamy Middle School.
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Non-traditional college bound students?

If I’m a non-traditional college bound student wanting to go to college for the 1st time, do I need to fill out the FAFSA? If so, when is the due date in Michigan. Also, is there any place I can receive grants/scholarships to help with the cost? If so, where can I find them?
a Non-traditional student is someone who didn’t start college right after graduating.

Yes. Non-traditional students need to fill out the FAFSA too, especially if you want federal grant or loan money. If you are still under 24 years old, then you might still need your parents info. If you are older than that or have a spouse, or children or military experience, then you will be able to complete it on your own.

The due date is often college specific and is normally no later than March 1st, but often times is beginning of february. Check your school’s website.

That initial deadline is only the priority deadline though, and while you could receive more aid if you filled it out before then, most aid is still available if you do not meet that deadline.

Scholarships are hard to find for non-traditional students, many are geared toward high school seniors. But, the first place to try is your school. Colleges often have scholarships for specific demographics such as non-traditional students, or students with specific majors. Start there. You could also try fastweb.com, but again, many scholarships are geared toward high school students.

Financial Aid Grant Information : How to Write Medical Grants

Jefferson County Workforce Center
This Financial Aid workshop will help individuals learn about financial aid resources and The workshop will cover types of financial aid and and steps on how to apply for financial aid. …Read more

Early & Often-Designing a Comprehensive System of Financial …
delivery of comprehensive, integrated financial aid information, an approach identified Discuss Financial Literacy alongside Financial Aid. Finally, a series of unit plans …Read more

Microsoft Word – descriptions spring 2010
Financial Aid: This one-night workshop is a must for all parents of college-bound high school students, We will de-mystify the college financial aid process and teach …Read more

NYSFAAA Conference 2006 – Monday, November 6th
Novice Workshop. This one-day workshop is designed for financial aid personnel with less than one year of experience, admissions and enrollment management personnel, as well as others who would like to gain an. understanding of financial aid administration. …Read more

Spring Newsletter 2003
“TI182 and T183 Calculator Workshop” – Hands on Basics. Jan 27. R*E*S*T Seminar. Dealing with Math Anxiety and Resources Basics For Dummies. Jan 28. R*E*S*T Seminar. Using the Internet to Apply for Financial Aid …Read more

STUDENT SERVICES WORKSHOP AND EVENT CALENDAR Topic Date Time …
Cal Grant/Financial Aid (FAFSA) Application Workshop. Tuesday, 2/22. 11:15am – 12:35pm Financial Aid. x4343. Math Complex 70 Financial Aid Workshop. Thursday, 4/21. 11:15am – 12:35pm Financial Aid. x4343. Math Complex 70. Future Educators …Read more

Advising Matters!
Basics, Please” workshop on March 20th. Elizabeth Rudy, Assistant Director for Financial workshop. on how the advising role relates to financial aid. April 10th @ 2:30 pm and …Read more

JCCC Board of Trustees 5-21-2009

Tips for Applying Financial Aids to Fund your Education

Looking for financial aid to fund your study? If you plan to go to college or graduate school, you should apply for financial aid; even you don’t think you will qualify. Although financial aid just pays for only a small part of the tuition fee, it is still money that your family doesn’t have to pay out from their pocket. Applying for financial aid shouldn’t be that complicated, here are some tips to guide you.

Most of colleges do have financial aids offer to their students. So, the first thing you should do is meet the financial aid officer at each college where you are applying for admission. You can schedule an appointment with the officer during your campus visit; if you can’t meet him personally, make a phone call or contact him through email. The purpose of the meeting is to understand in details what are the financial aids offered to the students from that colleges. Remember to check out the deadline of each financial aids application submission date. Get all your questions answered by the financial aid officer and make sure you understand all the requirements and support documents need to be attached with your application before you submit it.

Another tip is, apply first even you have not decided to go to the college yet. Because financial aids often awarded on a first-come, first-served basis, and the school may close the application submission even before the deadline reach. So if you wait until the acceptance letters arrive, you will most likely to miss out. You may apply more than one financial aid, and later decides which offer to accept, if you receive more than one offer.

The first step in apply any of financial aids, either offer by community college, four-year college, or university, you need to first fill up the FAFSA (Free Application for Federal Student Aid), which enable you to receive financial aid from federal government programs. You just need to file one copy regardless the number of admissions you apply for. Always plan to file the FAFSA on or as soon your senior year in high school as possible, because the earlier you apply the faster you will receive your results and the more aid you are likely to get. The fastest way to apply the financial aid is through internet and you can file FAFSA online to speed up the application process.

Approximately a month after you file for FAFSA, you will receive a Student Aid Report (SAR). This form tells you what your Estimated Family Contribution (EPC) is, based on your family’s financial capability as reported on the FAFSA. Review the SAR over carefully and correct any mistakes you find right away. After all errors have been corrected, the colleges can decide how much to award you in financial aid and what kinds of aid to give you.

Soon after you receive the acceptance letter from colleges you apply for admission. You will also receive a financial aid package offers by the colleges. Carefully review the offers before you decide which one to accept.

Summary

You don’t need to pay in full for your college study; there are financial aids available for you to apply for. Hope the tips above will give some guide for applying your financial aids. Start to apply for financial aids as early as possible so that you won’t miss any of them which you are qualified for.

Financial Aid Advice for First-Year Students

No Loan Financial Aid Policies: Flash In The Pan?

Help for middle class families. Reducing college loan burden of students and parents. These are a couple of the reasons given by colleges and universities for developing ”No Loan”  financial aid policies. Institutions of higher education instituted these financial aid policies, which fully fund financial need of families with AGIs under institutionally prescribed caps without requiring or offering student or parent loans. The AGI caps vary from college to college. The income caps can be set at anywhere from $50,000 to $120,000. Colleges accomplished these “No Loan” goals by utilizing institutional grants and scholarships in conjunction with federal grants, scholarships and workstudy.  The institutional funds typically drawn from endowments.

Up until a few years ago there had been relatively few such programs. And although, these programs have increased in  number, they are still not widely available at most colleges or universities. “No Loan”  programs are found generally at elite and selective colleges with healthy endowments. Most colleges don’t have that luxury.

The popularity of  ”No Loan” financial aid programs began in earnest about three years ago in response to criticism from Congress regarding the large endowments many of these institutions held.  As tuition costs rose and endowments grew with a strong stock market, Congress felt that universities were holding too much money in their endowments. It questioned why more of those funds were not put towards financial aid or  used to reduce tuition. There were threats of Congressional reviews of and potential federal regulation of endowments.

Despite the growing popularity of such programs by elite and selective colleges, many students and families were unaware of them. Unfortunately, there has been less interest in initiating ”No Loan” financial aid policies at other institutions. And with the economy in a slide and endowments suffering huge losses in  fiscal year 2009, colleges and universities are now reviewing, revising and reversing these policies.

The 2009 NACUBO (National Association of College and Unversity Business Officers) Commonfund Study of Endowments ranked the endowment losses in fiscal year 2009. The following institutions experienced the greatest losses in endowment dollars. 

1 Harvard University: ($10,894,229,000.00) or   -29.8%

2 Yale University: ($6,543,000,000.00)  or  -28.6%

3 Stanford University: ($4,595,279,000.00)  or -26.7%

4 University of Texas System: ($4,008,135,000.00)  or -24.8%

5 Princeton University: ($3,735,016,000.00)  or -22.8%

6 Northwestern University: ($1,798,688,000.00) or -24.8%

7 Duke University: ($1,682,998,000.00)  or -27.5%

8 The Texas A&M University System and Foundation: ($1,575,598,270.00)  or -23.7%

9 University of Michigan: ($1,571,075,000.00)  or -20.7%

10 University of Chicago: ($1,538,224,000.00) or -23.2%

Earlier this year, Williams College in Amherst, Massachusetts, ended its “No Loan” policy.  Lafayette College, in Easton, Pennsylvannia, has reviewed it’s financial aid policy. While it retained the “No Loan” policy for families with AGIs below $50,000, the loan limit was raised for students with family AGIs of between $50,000 and $100,000. Those families are now expected to borrow $3,500 a year up from $2,500 a year. Dartmouth College in Hanover, New Hampshire is on record as considering revamping it’s “No Loan” financial aid policy.

So while there are a number of colleges and universities that still have “No Loan” financial aid policies, if you are considering one of these schools, be sure to question the future status of the policy and make your college decisions knowing that there is a good possibility that the program will be eliminated.  If the program is eliminated, you will need to rely on federal or private student loans. So be forwarned and prepared.

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